Accessing Medical Care in Cyprus: What Covers EHIC

Accessing Medical Care in Cyprus: What Covers EHIC

Cyprus is a beautiful holiday destination, famous for its stunning beaches and full of interesting antiques. A short flight to Cyprus takes you to a beautiful island that makes you feel a million miles from home – but Cyprus is closer than you think.
As a member country AU Cyprus offers reciprocal healthcare, and indeed this is part of its appeal as a holiday destination among Europeans. However, while the European Health Insurance Card (EHIC) offers health benefits in EU countries for UK citizens, it should be remembered that each country has a different health care system. You will not always get the same care as you do with the NHS in the UK. A single trip or annual travel insurance policy is always recommended. Accessing Medical Care in Cyprus: What Covers EHIC

 

What is the EHIC Rule in Cyprus?

If you need medical treatment in Cyprus and you have a valid EHIC, you are entitled to a low cost or sometimes free treatment. It should be noted, however, that your EHIC does not apply in the Republic of Cyprus, which is the northern part of the island where the government has little control over what is happening. If you visit this area, adequate annual travel insurance or even a single travel policy is a must.

As in most EU countries, EHIC does not cover personal care. If you only have your EHIC with you in Cyprus, you need to find a state-funded doctor or hospital. Regular travelers, however, with annual travel insurance may be able to access private health services and reclaim all costs.

Changes in Rules Accessing Medical Care in Cyprus: What Covers EHIC

In 2013, the nominal fee goes into effect for medical treatment in Cyprus. All citizens of Cyprus and EU citizens now have to pay 3 euros for GP visit, 6 euro for specialist visit and 0.50 euros for each treatment received. If Cypriots do not have a medical card, or visitors do not have an EHIC, this fee is higher. Emergency treatment for Cypriot medical cards or EHIC holders costs 10 euros, although pensioners (including pensioners from EU countries) are exempt from paying this.

Hospital visit Accessing Medical Care in Cyprus: What Covers EHIC

Non-urgent hospital visits in Cyprus, such as in the UK, require a referral, and your login will be asked for your EHIC. This entitles you to treat with the same rate of decline as the Cypriot population.

While EHIC is a valuable tool for identifying who you are and where you are from – and thus what kind of medical treatment you want – peace of mind actually comes from having adequate insurance. Single travel policy will be enough if you only take one trip abroad a year. If you are planning on doing some trips to the EU, the comprehensive annual travel insurance policy is the way to go.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

Introducing Young Minds to Intriguing India

Introducing Young Minds to Intriguing India

Planning a school trip brings with it more than administrative and organizational responsibilities. The challenge is on the shoulders of educators to choose goals that can engage young hearts and minds in such a way that deep and active learning can be achieved based on their immersion in culture. India is such a place – the school trip to this vibrant center of color and culture can transform life and life that is reinforcing for young minds.
Interesting Indians Introducing Young Minds to Intriguing India

School trips to India are enormous and, depending on the curriculum, can accommodate a myriad of religious sites, community projects, and aspects of local tradition and culture. The most successful trip will incorporate all of this to give a good view to all students in the country, but also some breathing spaces in places that quite often surprise their cultural system. Exploring the Unknown

For a school trip with a focus on economic and socio-political studies, experiencing striking community differences in India can give young learners valuable insights. While observing the pollution and marked trash that accompany daily life may be encountered at times, it provides an excellent opportunity for them to reflect on the need for environmental awareness.

On a different level, a visit to a community project like Father Ravi Shelter, working with homeless children in Delhi, can offer a deeper understanding of the problematic socioeconomic problems of the city and how this dedicated group works to combat them. Introducing Young Minds to Intriguing India

Religious place

A fusion of religious beliefs exist side by side in India, with relics and contemporary ornaments of Sikhism, Hinduism, Buddhism, and Jainism on a constant display. Students will have the opportunity to visit significant places of worship and witness firsthand how, even amidst diversity, tolerance, and peaceful coexistence so vast can and will last forever.

In the holy city of Rishikesh they can join in an important Hindu ritual called Gangga Aarti, which involves fire victims – in this case a small floating candle called diya – sent down the Ganges River, accompanied by prayer and song worship. While in Delhi they can follow the community food program at the beautiful Sikh temple, Gurudwara Bangla Sahib, where volunteers prepare food and visitors of all races and religions are welcome to participate.

Finding Local Culture

The Indian identity is defined by deep cultural intonation. For young people, exploring cities and rural areas allows them to see how ancient traditions and contemporary innovations are closely intertwined.

A visit to the village of rural crafts offers another dimension to the tour, and Dilli Haat is a fascinating portrayal of tradition in action. This bazaar is a compilation of 62 kiosks, whose products are displayed in accordance with the birth status of the owner for 15 days. With a row of beautiful items, ranging from carvings of sandalwood to silk, this is an interesting cross section of the creative industry. Aravali Eco Village offers an immersive experience of a different kind, where visitors stay and get a chance to interact in local dances, crafts, and ceremonies.

Exploring a society very different from them in every way will bring young people beyond their comfort zone and provide a completely new facet with their worldview.

John Gardiner is Managing Director of The School Travel Company, a tour operator specializing in school trips for schools and youth groups to the UK, Europe and beyond. As a father and avid traveler, John is keen to provide students with a valuable and exciting learning experience outside the classroom. By sharing expert advice with teachers, he allows them to inspire their students and continue their studies into life. Introducing Young Minds to Intriguing India

Insurance and Driver’s License for Courier Workers

Insurance and Driver’s License for Courier Workers

Most responsible people who earn a living from a courier job will have some form of insurance coverage.
Some may be mandatory (such as third party vehicle cover) but other components may be strongly recommended for your own protection – such as carriage of goods and professional indemnity protection.

Insurance and Driver’s License for Courier Workers

However, it may be easier than you think to risk it.

Tenants Basic Insurance

It is often overlooked that many insurance policies can become invalid (thus giving fewer covers) under one of four general circumstances: • You failed to make a material materially important statement when you took out the cover. This is sometimes called ‘cheat apps’. • You have not complied with the policy requirements (eg mandatory requirements to notify your provider of changing circumstances). • The reason your claim arises as a result of your engagement in a criminal activity. • You do not comply with laws relating to your activities.

Reality

There are some circumstances that can make you face a big bill, without the support of your existing insurance policy. Take, for example, driving with an expired SIM. If this is not renewed when necessary, some form of cover of your insurance may become null and void. So if your vehicle is then damaged in an expensive accident, your insurance may not cover you.

Another example may arise if you fail to state a medical condition that has an impact on your driving ability. This not only becomes your cover insurance issue, but it can also cause your problem from a legal standpoint.

The final and classic scenario is when a person starts working on a courier job using their own vehicle. It is important to realize that, by operating your car or van to ‘hire or reward’, you can automatically cancel personal covers that you may have in a vehicle. Insurance and Driver’s License for Courier Workers

Keeping on top of everything

In many cases where worker employment insurance is inadvertently invalid, it arises from lack of awareness.

Some people are quite relaxed to renew their driving license and others consider it possible to start using their own vehicles for courier work without taking on certain commercial covers.

While true insurance can be tricky, there is little reason to make such a mistake. Most insurance providers are more than happy to answer questions and clarify where you might need to do things differently to keep your cover on.

So it’s important to be careful in checking regularly of all your current documents and nothing has changed since you completed the policy application form first.

If you want to rest easily at night knowing that you are fully and securely fulfilling your messenger work activities, we recommend that you review quickly with your insurer.

Norman Dulwich is the correspondent for the Courier Exchange, the world’s largest neutral trading center for the same day courier work in the express goods exchange industry. More than 4,000 transport exchange businesses are combined through their websites, trading jobs and capacity in a secure ‘wholesale’ environment. Insurance and Driver’s License for Courier Workers

Fun Facts About Skiing to Amuse the Kids

Fun Facts About Skiing to Amuse the Kids

I think that there is no type of family holiday that’s better than a ski holiday in a catered chalet. Family skiing trips allow you to bond, spend quality time together in a unique set-ting and try new activities. In addition to this, you definitely won’t have to spend time cooking if you book a catered chalet! You can benefit from the cosy accommodation’s roominess and great facilities. This will create many happy memories that you will all look back on fondly.
If you want to pique the kids’ enthusiasm in the run-up to the holiday, there is no better way than intriguing them with some fun facts about skiing. Here is a collection of my fa-vourites.

 

Origins

There is some debate about where the thrilling winter sport of skiing originated. Many claim that it was invented in the snowy terrain of Norway, as ancient carvings about ski-ing have been discovered in this area. Another reason for believing that it first began in Norway is that the word ‘ski’ comes from the Old Norse word skíð, which translates to ‘a piece of wood’.

Sounds like a solved case, right? Wrong! It is thought that tribesmen in the Altai Moun-tains (in Central and East Asia) were shredding powder even before the Scandinavians. A ski that dates back to approximately 8000-7000 BC was uncovered near a lake in Russia, creating an interesting debate about the true origins of this hugely popular activ-ity.

Early Form of Transportation

Back in these prehistoric days, it is unlikely that people were skiing for fun. Instead, the sport surely served as an early form of transportation. It is easy to see why, as it provides the ability to quickly travel across challenging terrain – it’s not surprising, then, that skiing was even used as a mode of transportation during the First and Second World Wars.

Heard of a Snurfer?

Let’s quickly turn our attention to snowboarding. Did you know that the very first snow-board was called a ‘snurfer’? This somewhat comical name was given to a contraption that was invented by the American Sherman Poppen in 1965, when he connected two skis to create a skateboard without wheels. Unfortunately, the funny name did not stick, but about one million snurfers were sold over the next decade.

Olympic Sport

Alpine/downhill racing originated in Sweden and dates back to 1879, but it did not be-come an Olympic event until 1936. This is unlike cross-country skiing, which has been a part of every single Winter Olympics since its inaugural year in 1924. In contrast, snow-boarding only made its Olympic debut at the 1998 Games in Nagano, Japan.

Space Skiing

This fun fact is certainly one to remember. Astronaut Harrison Schmitt, who was on the famous space shuttle Apollo 17, claims that our moon has the perfect terrain for cross-country skiing and that this technique could actually help astronauts traverse its surface. Who knows – perhaps one day families will be able to book lunar ski holidays!

Speed skiing – faster than a car!

Skiing is one of the fastest sports in the world, and some speed skiers can reach speeds that are faster than a car! Passenger cars can reach speeds of around 120 mph, whilst the current world record for skiing is a blistering 156.2 mph. This was set by the Italian skier Simone Origone in 2006.

A Global Activity

Skiing is immensely popular in modern times, and those who have experienced the adrenaline rush and awesome surroundings know why! You can find ski resorts in around 80 countries worldwide, and approximately 350 million people visit these resorts every year.

These fun facts are sure to dazzle your little ones – consider sharing them before your trip or possibly in your catered chalet after a fun day on the slopes!

Unique Facts About the Wildlife of Galapagos

Unique Facts About the Wildlife of Galapagos

Most nature lovers who embark on wildlife holidays in Galapagos are familiar with the archipelago’s most iconic wildlife species, which include the Giant Tortoise, the Lava Lizard, the Marine Iguana, the Galapagos Sea Lion and the Blue-Footed Booby.
But while the wildlife has been studied and documented extensively, from Darwin’s first forays to the scientists who actively work to ensure its conservation into modern times, there are also some lesser-known facts about these wonderfully unique species. For anyone planning wildlife holidays in Galapagos, knowing a few of these before the trip may add another dimension to an already fascinating encounter.

 

Did You Know?

• The Marine Iguanas found in abundance throughout the archipelago are the world’s only species of marine lizard. The white appearance often seen around their faces is caused by the expulsion of salt from specially adapted glands in their nostrils, which dries and creates a “wig” effect.

• The Galapagos Penguin is the smallest in the world and the only one found north of the Equator. The combination of the cold waters of the Humboldt and Cromwell ocean currents mean it is able to survive in the warmer climate.

• With an average life span of well over a century, the Giant Tortoise lives longer than almost any other vertebrate on the planet. They continue to grow for up to 40 years and can reach a length of over 1.5m and a weight of up to 250kg.

• The most common of all the mammals throughout the islands is the sea lion. The chance to swim and snorkel amongst the curious sea lions is also one of the most sought-after encounters on wildlife holidays in Galapagos. Particularly large colonies are found on Santa Cruz, Isabela and Espanola.

• The Green Sea Turtle found in the waters around the archipelago is a species so old it has been around since before the time of the dinosaurs.

• There are five species of snakes and all of them are endemic to the dry zones of certain islands – although some islands have none. All the species are relatively small (under a metre) and are known as “racers”, due to their ability to move extremely fast. Their only natural predator is the Galapagos Hawk.

• There are four species of boobies that make the islands home. The Blue-footed Booby is renowned for its unique mating dance, where it lifts its feet and wave them in the air, appearing to “dance”, and the Red-footed Booby is the only one to make its nest in the trees and not the ground. The Nazcar Booby is the largest species, while the Masked Booby lives mainly out in the open ocean, returning to land only to breed.

• The Waved Albatross mates for life. There are over 12,000 breeding pairs on the archipelago, which represents the majority of its global population. While the birds depart the islands from December to April, they return to the same place and the same partner every year to breed.

• The term “Darwin’s Finches” actually refers to 15 different species of finches. While their bodies and colouring make them similar in appearance, each has a distinctly different, specially adapted beak.

Wildlife holidays in Galapagos offer a privileged opportunity for nature lovers to experience a truly once-in-a-lifetime encounter with some of the most incredible and unique animals on Earth. And, in this remote and beautiful part of the planet, researchers and naturalists are still learning just how astounding many of them really are. Author Plate

Carpet Cleaning Struggle Should Not Be Put Into Reality

Carpet Cleaning Struggle Should Not Be Put Into Reality

Many homeowners might be wondering how to keep carpet looking as attractive and gorgeous as it did on the day it was installed. The answer is simple: proper care and maintenance is important for you to enjoy its comfort for years to come. Read on to find out the best ways to take care of your newly installed carpet and protect your investment.
One of the most important things we can do to maintain a clean and healthy home, as well as make our carpeting last longer and look better is to v acuum, vacuum, vacuum!! Not one of most people’s favorite things to do (even we admit we don’t love the vacuuming part of our job!)–it is, however SUPER IMPORTANT. Our carpets act as air filters in our rooms and trap dust that would normally be floating around in the air. This is a good thing, as long as we vacuum routinely to keep the “filter” clean.

Carpet Cleaning Struggle Should Not Be Put Into Reality

Don’t forget to change the bag often so vacuum suction won’t be impaired…and clean the filter if you have one. Many people who don’t like vacuuming may do so more often when using the type machine with a clear dirt receptacle so they can see exactly what they’re getting out of the carpets. And don’t forget to vacuum the area rugs–hand knotted orientals can hide pounds and pounds of dirt and still look great. When we bring in Orientals to clean in our shop, we not only vacuum, but use a commercial rug duster that gets piles of sand out before we wet clean them.

If you use carpet powders, DON’T!! But, of course some people will and super vacuuming is essential—-once the perfume wears off, the powder then absorbs any odors and what was intended to remedy a smelly situation actually ends up making it worse.

When we don’t vacuum, the dirt and sand acts like sandpaper on our carpet fibers, taking away the lustre and changing the appearance (think what your waxed car would look like if you rubbed sandpaper on it) and grinding away at the fibers—leading to carpets wearing out faster and looking bad sooner.

Often, when we go to clean carpets, homeowners will tell us that some rooms don’t need cleaning because they never get any foot traffic even though they haven’t been cleaned in a few years—of course we couldn’t go several years without dusting our furniture–well, we could, but you wouldn’t! All that dust has also settled on our carpets.

You can always ask assistance from the PRO to keep your battle manageable. Check out Auckland Carpet Cleaning for a reliable assistance that your deserve Carpet Cleaning Struggle Should Not Be Put Into Reality

Comprehensive Reviews on the Best Bowling Balls in 2017

Comprehensive Reviews on the Best Bowling Balls in 2017

Bowling Balls Reviews is where you can find latest information about the best bowling balls on the market.
Bowling is a great leisure activity. Millions of people love to play bowling on evening nights together with their families and friends. Bowling is awesome because it can be played no matter of the weather outside, and it has those pauses in which you can relax, take a breath and even catch up with other players, therefore, many people go bowling like they go to a dinner. However, bowling is also a competitive sport, and there are many professional players that spend a lot of time and effort to win various bowling competition. Bowling is played by opponents on the same surface, with the same pins. The only items that can vary are the shoes of the player and the bowling balls. On the market, there are various brands and designs of bowling balls. The characteristics of bowling balls can vary quite a lot. The biggest difference is in the weight, which can be up to 16 pounds, however, there are many other small differences from ball to ball. If you are a professional bowling player, you may want to have the best ball that fits your playing style, and on the Bowling Balls Reviews website you can find out a comprehensive review of the best bowling balls on the market.

Comprehensive Reviews on the Best Bowling Balls in 2017

Bowling Balls Review has analyzed all the major bowling balls that you can buy today, and has written an in-depth review, so that your choice can be much easier to choose the ball that will make your winnings must easier. On top of their list is Brunswick Rhino Bowling Ball, which is an entry-level bowling ball, and best fitted for beginners. It is not the most expensive one, however, it gives enough flexibility to try and learn different techniques. The second on the list is Pyramid Path Rising Pearl Bowling Ball that can be used on various types of lane. Furthermore, when you buy a new Pyramid, it comes undrilled, and you can make your own holes, depending on the size of your fingers and hand. You can go to a pro shop to measure these distances before making the holes or buying a new ball. To read the full reviews on the top 5 bowling balls, go to the Bowling Balls Review website.

This is the only place, that has tested extensively the best bowling balls that you can buy today. Comprehensive Reviews on the Best Bowling Balls in 2017

For the Fearless: Via Ferrata in the Daring Dolomites

For the Fearless: Via Ferrata in the Daring Dolomites

Safety harnesses, a network of steel cables, security ladders and climbing insurance are all necessary for you to be able to reach the summit. Even seasoned mountain climbers find these peaks challenging – and you’re going further yet! You’d better believe the panoramic, jaw-dropping views from the top will be worth all the sweating (from both exertion and adrenaline…).
Trekking through the Dolomites is anything but a walk in the park. Renowned for its towering peaks, north-eastern Italy’s mountain range crests at over 3000m regularly. Easily recognisable thanks to its limestone spires which grace the pages of any adventure mag worth its salt, it doesn’t take an expert eye to realise this mountain range is for serious thrill-seekers.

 

Via Ferrata is The Answer

Via Ferrata offers the chance to access some of the world’s most imposing summits. Austro-Hungarian and Italian armies created these trails during WWI for the purpose of transporting supplies and soldiers through previously inaccessible regions. And now you can mirror their movements!

Nowadays the routes are in peak condition thanks to the efforts of the Club Alpino Italiano (CAI), who maintain and equip the via ferrata paths.

For a mountain climbing experience with the ultimate edge, try one of the following routes.

5 Day Flying Visit

If time isn’t on your side, don’t worry. Make a round-trip from Cortina d’Ampezzo for a 5-day adrenaline-fuelled getaway. You’ll get a flavour of different via ferrata every day, and in the evenings you can sample the flavours of the local Cortinian cuisine. The culture here is great fun too, and you’ll have the added bonus of enjoying the mountain rifugio vibes.

Sella Massif: Hiking and the Via Ferrata

Does the epic metal trail tempt you, but you’re also an avid hiker? Not a problem! The Sella Massif offers the best of both worlds. 5-day excursions from the Alta Badia are organised regularly, combining hiking with via ferrata for the ultimate dare-devil trip to the Dolomites!

Val di Fassa Region

Do you have more time to play with? Then let the Val di Fassa be your playground! An 8-day itinerary will let you really get to grips with this region’s mountains and trails. The greener stages of the route can be traversed on foot while the steep rocks littering the mountain are to be tackled by ladders and iron steps.

At the end of your trek you’ll have some envy-provoking Instagrams, rock-hard calves and a wealth of epic anecdotes to share.

Don’t Forget!

Make sure you have the necessary climbing insurance before you set out on this path. Get a quick quote that covers you for all of your adventures this year with great annual climbing insurance, or opt for a single cover if this foray through the Via Feratta is enough adrenaline-fuelled fun for now!

Author Plate

Ethan Bailey is an experienced adventure traveller and insurance expert with the team at Let’s Go Insure. Ethan’s passion is to inspire his clients to go just that little bit further, deeper and higher on their travels and his expertise in providing the ideal insurance cover allows them to do just that. If you’re looking for the best climbing insurance Let’s Go works with the most experienced underwriters, intermediaries and insurers to offer a range of competitive insurance without compromising on cover.

This holiday home is a style statement

This holiday home is a style statement

A 1350 sq. ft. holiday home in Mumbai by Amit Shastri Architects materialises as an uber luxurious, contemporary space.
The spatial constraints of a Mumbai home have been overcome with unique elements that become part of a coherent design, each element part of a larger whole. The home is a cosy and comfortable haven for the family, yet chic and modern to encourage the social function of the space.

This holiday home is a style statement

Opulent finishes render the house glamorous yet elegant. Neutral and natural colours of wood imbue the space with understated charm. Variants of veneer with natural polish such as fumed stripy oak in the living room, fumed eucalyptus in the guest room, dyed ash sage in the children’s room, dyed oak in the master bedroom… all contribute to varying shades of neutral envelope and comfortable décor.

A wide range of Italian marble like the grey Fresco, bronze Armani in the living room and white Travertino in the master bedroom futher the natural feel and colours, while adding a dimension of richness.

Frosted glass and Italian marble wall cladding enhance the extravagance. While the use of mirrors as wall claddings effectively triumphs over the visual constraint of a tight rectangular space.

The subtle colours of upholstery, art pieces and ceiling features in most spaces become part of and enhance the natural décor, while an apt contrast is achieved in the girl’s room with spunky colours and geometric patterns and projections.

The detail-driven work and crisp programming of lines and spaces is also evident from the furniture pieces, customised on site to derive integrated and efficient solutions as well as add unique grandeur to the interiors.

A dynamic lighting palette enhances each space; geometric patterns create varying moods for different occasions, rendering the space with drama and grandiose. This holiday home is a style statement

3 Amazing Wallpaper Ideas That Will Give Your Home Interiors a New Twist

3 Amazing Wallpaper Ideas That Will Give Your Home Interiors a New Twist

If you have tried everything, right from changing the furniture, bedcovers, and bedrolls, to even changing the wall paint, and yet nothing seems to give your home a new look, then you should give a thought to using creative and stylish wallpapers. Nowadays, there are various kinds of wallpapers available in the market, from the nature-inspired, abstract designs to the ones on pop-culture or famous celebrities. You can pick different ones for the different rooms of your house. Wallpapers have a stunning impact not only on you while you stay in the room but also create a lasting impression on your guests and visitors. It also reflects greatly on your taste and sensibilities. Now you can also customize wallpapers in Adelaide. Simply find one of the most reputed and reliable signage companies. And if you need ideas about the different kinds of wallpapers you can use for your home, take a cue from the examples given below. 3 Amazing Wallpaper Ideas That Will Give Your Home Interiors a New Twist
Quotes

 

If you are someone who is inspired by words, the best way to decorate your room is to fill it with quotes that motivate you. Right from inspiring lines from a book or a movie to your favourite couplets from a poet or great words from a philosopher or author, you can choose any quote that appeals to you. After choosing the wallpaper company, you have to check if this particular quote is available. And if not, you can always get it customized too. Waking up to see your favourite quote in front of you can enliven your day; after all, your home is an extension of your personality and can have a deep impact on it.

Nature

If you are a nature-lover and attracted to the greenery of nature, why just leave it out to the outdoors? Bring it right inside your home, in your room, in the form of wallpapers. Yes, you heard that right. Nowadays, you can find plenty of interesting nature-based wallpapers and wall decals, which can be anything, right from a shadow of willow tree swaying its green branches to a flock of birds slowly vanishing in the horizon. So, whether you use it to decorate your living room and find a place for it in your bedroom, this is a perfect choice for all you “green panthers”.

Innovative

Do you have a creative soul that is seeking an expression on the walls of your house? Then, you can easily do so by customizing the wallpaper of your room. There are various signage companies in Adelaide which customize wallpapers, according to your taste and sensibilities. You can look up the internet for interesting abstract arts or other quirky designs that you want to replicate in your wallpapers. And then, resort to a professional company with skilful signwriters who can offer you some of the most phenomenal results. So, what do you think of these stunning ideas? Don’t you think these can make your home look simply out of this world? Then, without any further delay, quickly shortlist some of the renowned companies 3 Amazing Wallpaper Ideas That Will Give Your Home Interiors a New Twist